Home > > Products : Mortgage
Products : Mortgage
ACAP works with over 350 banks worldwide guaranteeing the best market rates exclusive to our clients.
ACAP can offer up to 80% Loan To Value (LTV) and as low as 0.3% over EURIBOR index rate to our clients. Minimum loan amount is €50,000.
ACAP offers three different mortgage options:
- Fixed: Keep your monthly payments the same with our Fixed rate mortgage. You'll have the comfort of knowing how much your repayments will be for the life of the loan, and you won't be affected by interest rate rises. The term loan can be from 5 to 35 years.
- Variable: This mortgage offers a discounted rate that is fixed for the first year. Each year your interest rate and monthly payments will be recalculated based on the 12 month Euribor rate plus the agreed margin. This rate will be fixed for the next year. This process will be repeated on an annual basis.
- Interest Only: You can have an Interest Only mortgage, for up to 20 years, for purchases only. Your mortgage will need to be repaid in full after this period. A valuation will be required for all applications.
- Warning: You may have to pay charges if you pay off a fixed-rate loan early
- Warning: The cost of your monthly repayments may increase - If you do not keep up your repayments you may lose your home
- Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period